Grow your pet insurance program with an agile partner

Fortegra brings the underwriting discipline, financial strength, and program experience of an established carrier to the pet insurance market. The result is a partner who knows this market and has the capacity to back it, with fast decisions and structures designed around your goals. We help partners evaluate distribution channels, pricing dynamics, and risk characteristics, so programs can be built around profitable growth — not just volume. Whether you’re a broker, MGA, affinity network, or vet-channel alliance, we bring the expertise and the appetite to grow with you. 

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A carrier built to grow with you

Your program, your structure. We bring the capacity, underwriting expertise, and partnership mindset to build a program designed around your goals.

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Experienced team

Decades of underwriting and actuarial expertise, with a team that knows the pet insurance market inside and out.

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Flexible structures

From risk-sharing to participation models, we design program structures around your goals and economics.

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Agility & creativity

We move fast and think creatively, giving partners the speed to act on opportunities while others are still deciding.

Engineered to perform, positioned to grow

Fortegra brings the expertise, discipline, and capacity to launch your pet insurance program and grow it for the long term, with responsive underwriting, dependable capacity, streamlined operations, and reinsurance support tailored to your needs. 

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Nimble decision-making

Fewer layers mean faster answers, so you can capitalize on opportunities instead of waiting on a chain of approvals. 

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Disciplined underwriting

We balance risk with rigor and transparency to protect long-term program profitability.
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Operational excellence

From program launch to ongoing management, we streamline processes to enhance efficiency and end-to-end execution.  

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Dependable capacity you can count on

We provide our partners with the financial strength and capacity they can trust to support the growth of programs at scale. 

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Reinsurance support

Our reinsurance solutions are there when you need them, adding capacity and risk support without disrupting how your program is built.

Get in touch

For all program and partner inquiries, please contact us through the form and a Fortegra team member will get in touch with you as soon as possible.