LEGAL NOTICE & TERMS OF USE

GENERAL

The Fortegra Group, Inc. on behalf of itself and for the benefit of its affiliates as set forth below (collectively, “FORTEGRA" “our” or “we”) provides this website to You, the user of the site (“You” or “Your”), for Your informational, noncommercial use, and subject to the following terms and conditions (“Terms of Use”).

Please read these Terms of Use carefully as they apply to Your access and/or use of any information, materials or features/functions included on this website, any subpages thereof or any other websites managed by FORTEGRA (collectively, "Fortegra.com”).  By accessing Fortegra.com, You acknowledge Your agreement to comply with and be bound by these Terms of Use. If You do not agree to these Terms of Use, please do not access or use Fortegra.com.

Fortegra.com is owned and operated by FORTEGRA from its main administrative office located at: 10751 Deerwood Park Blvd., Ste. 200, Jacksonville, FL 32256.

GENERAL DISCLAIMER

THE MATERIALS AND INFORMATION ON FORTEGRA.COM ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, ARE DISCLAIMED. NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, LINKS, OR COMMUNICATIONS AND NO REPRESENTATION OR WARRANTY AS TO DEFECTS OR ERRORS OR CORRECTION OF THE SAME, COMMUNICATION INTERRUPTIONS OR INTERCEPTIONS OR LOSS OF DATA, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS ARE MADE.

In no event shall FORTEGRA, nor any of its affiliates, be liable to any party for any costs or damages, including any direct, indirect, special, incidental, or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use Fortegra.com or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through Fortegra.com or any website linked to or linking into Forterga.com

It is the responsibility of the user to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. This Fortegra.com is a purely 'information-only' website and does not support any commercial or monetary transactions. Nothing on Fortegra.com is intended to be nor should be construed as giving advice of any kind whatsoever or as an offer to enter into a contractual relationship with You or anyone else. These Terms of Use govern the relationship between us in relation to Your use of Fortegra.com and do not change or alter any other agreement or contract between You and FORTEGRA.

Links to third-party sites on Fortegra.com are provided solely for Your convenience. If You use these links, You leave Fortegra.com. FORTEGRA makes no representations as to the security, quality or propriety of any site which may be accessed through Fortegra.com and accepts no liability for the content or for any loss or damage caused or alleged to have been caused by the use of or reliance on information contained in such sites or goods or services purchased from them. If You decide to access any of the third-party sites linked to Fortegra.com, You do so entirely at Your own risk and subject to the terms and conditions of use for such websites.

INTELLECTUAL PROPERTY & COPYRIGHT

All copyright, trademarks, design rights, patents and other intellectual property and other proprietary rights located on Fortegra.com shall remain vested in FORTEGRA. All such rights are reserved. Nothing in these Terms of Use shall be construed as conferring any license or right to use any intellectual property rights owned by, or licensed to, FORTEGRA.

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

All information we collect on Fortegra.com is subject to our Privacy Policy. By using Fortegra.com, You consent to all actions taken by us with respect to Your information in compliance with the Privacy Policy.

MISCELLANEOUS 

We reserve the right to amend our Terms of Use at any time, and You should check for updates from time to time. The amended Terms of Use will be effective from the date they are posted on Fortegra.com.

If any of these Terms of Use are determined to be illegal, invalid or otherwise unenforceable, then to the extent that term is illegal, invalid or unenforceable, it shall be severed and deleted from these Terms of Use, and the remaining Terms of Use shall survive and continue to be binding and enforceable. Any failure or delay of FORTEGRA to exercise or enforce its rights under these Terms of Use will not affect or restrict FORTEGRA’s right to enforce such rights.

When accessing or making use of any part of Fortegra.com, You may not:

• Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law;
• Post or transmit any information or software which contains a virus, worm, trojan horse or other harmful component;
• Interfere with the functioning of Fortegra.com or restrict or inhibit any other user from using Fortegra.com;
• Post, publish, transmit, reproduce, distribute or exploit any information, software or other material obtained through Fortegra.com for commercial purposes without the prior written consent of FORTEGRA; or
• Post or upload content on Fortegra.com, in which You do not own the respective rights. 

You will indemnify FORTEGRA for any costs or damages that FORTEGRA incurs as the result of any such inappropriate content per the above being uploaded by You.

GOVERNING LAW & JURISDICTION

These Terms of Use shall be governed by and interpreted in accordance with Delaware Law.  The State of Delaware shall have exclusive jurisdiction over all claims or disputes arising in relation to or in connection with Fortegra.com, its use, these Terms of Use.

OUR AFFILIATES

Our affiliates include Bankers Life Insurance Company of Louisiana, Blue Ridge Indemnity Company, Fortegra Specialty Insurance Company, Insurance Company of the South, Life of the South Insurance Company, Lyndon Southern Insurance Company, Response Indemnity Company of California, Southern Financial Life Insurance Company, LOTS Intermediate Co., LOTSolutions Florida LLC, LOTSolutions, Inc., 4Warranty Corporation, The Service Doc. Inc., Digital Leash LLC d/b/a ProtectCell, Auto Knight Motor Club, Inc., Continental Car Club, Inc., United Motor Club of America, Inc., South Bay Acceptance Corporation, South Bay Financial Services LLC, South Bay Funding LLC, Pacific Benefits Group Northwest, LLC d/b/a Fortegra Personal Insurance Agency, Sky Services LLC and Fortegra Indemnity Insurance Company, Ltd.