Our History

Embarking on its journey in the late 1970s as Life of the South, Fortegra originated as a regional monoline insurer with a vision that transcended everyday insurance solutions. The growth story accelerated in 2003, under the strategic leadership of current President and CEO, Richard Kahlbaugh joined the organization. 

In this new chapter, Life of the South transitioned to the name Fortegra, a combination of the words Fortitude and Integrity. We ventured beyond traditional boundaries, diversifying into realms of specialty insurance, motor club services, vehicle service contracts, warranty solutions, and premium financing. This evolution was more than just broadening our services; it was about extending our reach. In 2019, our footprint spread across the Atlantic, establishing a presence in the United Kingdom and Europe.

In an ever-evolving digital age, Fortegra’s technology advantage paired with deep industry expertise has led to rapid growth in the global specialty insurance market. Upholding our enduring commitment to a partner-centric distribution model, we welcomed Fortegra Specialty Insurance Company to our portfolio—an excess and surplus lines carrier designed to enhance our partners' capabilities.

Much has changed since our humble beginnings, but what hasn’t changed is our commitment to excellence. We are a multiline, global specialty insurer, headquartered in Jacksonville, Florida and have 15 locations globally. Fortegra takes pride in an A.M. Best Financial Strength Rating of A- (Excellent), Category VIII, underscoring our reliability and financial stability. As a member of the Tiptree family of companies, we are listed on NASDAQ (TIPT).

Join us in our ongoing narrative of consistent profitability, focused innovation, and a superior partner experience. With Fortegra, you're not just a spectator but a part of a story where we collectively empower our partners, people, and policyholders, nurturing an ecosystem of mutual growth and success. Experience the Fortegra difference—where your confidence is our commitment.



Life of the South founded as a Regional Monoline Insurer.


1994 - 2003

Strategic acquisitions coupled with organic growth. Expanded product and service offerings.


2009 - 2010

Changed name to Fortegra Financial. Through acquisitions, expanded into Motor Club and Premium Finance businesses. 



Fortegra IPO with rigorous public audit and Sarbanes-Oxley compliance.



Through acquisitions, begin offering service contracts and protection plans for consumer products such as mobile devices, furniture, electronics, appliances and more.



Multiline Specialty Insurer with expansion into specialty markets.



Expanded globally with Fortegra Europe Insurance Company Limited (FEIC Ltd.)



Exceeded $1.6 billion in premiums & premium equivalents. Launched E&S company Fortegra Specialty Insurance Company.



Warburg Pincus strategic investment in The Fortegra Group, LLC accelerates growth as a Global Specialty Insurer.



Our global network of 15 offices allows Fortegra and our partners passport rights across the EU as well as product and obligor services across all 50 U.S. states including D.C.
  • Athens, GA
  • Beaverton, OR
  • Chicago, IL
  • Dallas, TX
  • Farmington Hills, MI
  • Iselin, NJ
  • Jacksonville, FL
  • New York, NY
  • Marksville, LA
  • Omaha, NE
  • Paducah, KY
  • London, UK
  • Prague, Czech Republic
  • Republic of Malta
  • Washington D.C.