Fortegra® is the brand name for the insurance, specialty underwriting and premium finance operations of Fortegra Financial Corporation and its subsidiaries, including South Bay Acceptance Corporation. Products and services are underwritten or provided by subsidiaries of Fortegra Financial Corporation. Not all products and services are available in every jurisdiction, and your relationship with Fortegra Financial Corporation and its subsidiaries is governed by your contract and the specific Terms and Conditions of the products. Read your contract and Terms and Conditions for complete details. In the event of a discrepancy between this document and your contract or the Terms and Conditions, the contract and Terms and Conditions will govern.