FIND THE BEST OPTION TO FIT YOUR NEEDS
COMPARE OUR COVERAGES
While every car-buying experience is different, we recognize that the customer’s desire to know their vehicle is protected stays at the same high standard. Designed to meet and surpass those expectations, our array of coverages include options that maintain the “off-the-lot” look and feel that you love all the way to coverages that protect the heart and soul of the car – exclusionary and stated component options available. The coverage that best fits your needs is at the crossroad of expertise and innovation. That’s Smart AutoCareTM.
VSC COVERAGES
System
Premier
5 Star
Advantage Care
Gasoline Engine
*
*
*
Diesel Engine
*
*
*
Turbocharger/Supercharger
*
*
*
Transmission
*
*
*
Transfer Case
*
*
*
Front/Rear Wheel Drive
*
*
*
4X4/AWD
*
*
*
HVAC
*
*
Cooling
*
*
Gasoline Fuel
*
*
Diesel Fuel
*
Electrical
*
*
Suspension
*
*
Brakes
*
*
ABS
*
*
Audio
*
Hybrid
*
Entertainment/Navigation
*
Smart Tech
Seals/Gaskets
*
Additional VSC Coverages
We offer a comprehensive range of F&I products under one cohesive brand. Our exceptional Vehicle Service Contracts and asset protection options are just the beginning. Our contracts span from 12 to 84 months, backed by superior customer service and claim handling. Our goal is to deliver the most inclusive and competitive coverage options to our partners.
Smart AutocareTM Care Free Elite is the best coverage on the street featuring total exclusionary coverage, for a vehicle’s basic maintenance items, and key replacement protection. Don’t wait another day to offer drivers our most inclusive coverage to date and a truly care-free ownership experience!
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Near New vehicles
BENEFITS
- Roadside Assistance - 24/7/365
- Towing assistance
- Flat tire assistance
- Fuel, oil, fluid, and water delivery services
- Lock-out assistance
- Battery assistance
- Transferable
The Smart AutocareTM Lifetime Powertrain Limited Warranty provides confidence that the heart and soul of a vehicle is being protected. By following the vehicle manufacturer’s maintenance requirements drivers can enjoy coverage and peace of mind for as long as they own their vehicle.
TERMS & ELIGIBILITY
- Multiple terms available
- Up to 80,000 miles on odometer
- Unlimited time/mileage for the original owner
- Available for New & Pre-owned vehicles
Advanced technology has elevated modern vehicles from a simple means of transportation to an allencompassing experience. Smart AutocareTM Smart Tech Plus offers up to 10 years of protection for the technology and electronics drivers rely on daily.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- Roadside Assistance - 24/7/365
- Towing assistance
- Flat tire assistance
- Fuel, oil, fluid, and water delivery services
- Lock-out assistance
- Battery assistance
- Up to $7,500 payable benefits
- Substitute Transportation
- Trip Interruption
- Transferable
A smarter vehicle calls for a smarter service contract. SmartCare is a total exclusionary contract providing a higher level of coverage for the vehicle of tomorrow. With coverage designed specifically with electric and autonomous technology in mind, you can be sure that your customer is well protected.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- Roadside Assistance - 24/7/365
- Towing assistance
- Flat tire assistance
- Fuel, oil, fluid, and water delivery services
- Lock-out assistance
- Battery assistance
- Substitute Transportation
- Trip Interruption
- Transferable
Smart AutocareTM SmartWrap is exclusionary coverage for extended powertrain warranties. SmartWrap goes beyond the usual wrap coverage by providing total exclusionary coverage with unlimited mileage and flexible terms up to the lifetime of your ownership.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- Roadside Assistance - 24/7/365
- Towing assistance
- Flat tire assistance
- Fuel, oil, fluid, and water delivery services
- Lock-out assistance
- Battery assistance
- Transferable
*This is just a sample of the coverage offered. See your contract for specific coverages, terms, and exclusions.
Asset Coverage
Gap
GAP coverage that goes above and beyond what you’re used to. With this type of coverage, you won’t have to worry about being left with a financial burden in the event of a total loss. Protection up to $125,000 MSRP.
SmartGap®
Same great coverage as our GAP product with no LTV limits. SmartGAP® pays the actual difference between the loan balance and the settlement received from an insurer with no maximum claim amount.
Ancillary Coverage
We understand the importance of having one unified brand for your full suite of F&I products, and with us, you do! In addition to our top-of-the-line Vehicle Service Contracts and asset protection opportunities, Smart AutoCareTM is proud to provide a variety of coverages that keep your vehicle looking and feeling exactly how you like it – fresh off the lot! These contracts offer a range of 12 to 84 month term options, and are supported by our enhanced customer service and claims operations that go beyond the competition. We focus on providing our partners with the most inclusive and competitive coverage in the market.
While your auto insurance pays for certain types of vehicle damage, excess wear and tear isn’t covered. Lease-End Protection offers peace of mind by guarding you against the high cost of excess wear and tear charges by providing up to $5,000 in coverage and several flexible term options.
Typical wear and tear damage includes:
- Dents
- Scratched or Chipped Paint
- Chipped Glass
- Interior Stains
- Lenses – Headlights, Rear Lamps & Fog Lights
- Missing Car Manual or Keys
- Stone/Sand Damage & Gravel Pits
Environmental Paint & Interior Protection is a one-time application that provides protection for the interior and exterior of your vehicle. It provides coverage not offered by the vehicle manufacturer and keeps vehicles looking showroom-new for many years. Coverage up to 84 months.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- No deductible
- No mileage limitations
- Transferable
Paintless Dent Repair (PDR) is a process that uses specialized tools to gently push/pull dented metal on your vehicle back to its original form. This procedure permanently removes door dings and minor dents without harming the vehicle’s factory finish. Our PDR protection will get your vehicle back to the look that you love.
TERMS & ELIGIBILITY
- Terms from 12-84 months
- Available on new and pre-owned vehicles
BENEFITS
- No deductible
- No mileage limits
- Transferable – adds value to resale
Car keys are just as easy to misplace today as they ever were, but more costly to replace than ever before. While advanced key technology has made your vehicle much tougher to steal, it has also increased the cost of key and remote replacement.
Smart AutoCare™ Key Replacement Protection offers several coverage terms to help you keep “pay for expensive key replacement” off your To-Do list.
Coverage includes:
- Coverage of both your key and remote
- Wide range of term options
- Cancelable and transferable
Each year, hundreds of thousands of drivers become victims of vehicle theft. Smart AutocareTM Anti-Theft Protection offers a solution to this problem by providing a unique etched serial number on the vehicle’s window. This permanent etching serves as a deterrent to criminal activity, protecting both the vehicle and the owner’s peace of mind.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- No deductible
- No mileage limits
- Transferable
When you look at your vehicle, it’s not just transportation; it’s a reliable companion for you and your family. Yet, for thieves, it may present an opportunity to steal valuable components, like the catalytic converter. Unfortunately, catalytic converter theft has surged in recent years, leading to a notable increase in claims from 2018 to 2020. In response, we’ve introduced the Smart Autocare™ Converter Theft Deterrent Product with a Limited Warranty, providing an additional layer of protection. This warranty not only secures your vehicle but also shields you from the inconvenience and financial strain caused by catalytic converter theft.
Furthermore, we’re pleased to offer a lot protection option that covers every eligible vehicle on the dealership’s lot, ensuring comprehensive security for thier entire inventory.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
- 1 year pre-load available
- Available for purchased and leased vehicles
Battery 4Life is a top-of-the-line solution to address the leading cause of automotive breakdowns - dead or malfunctioning batteries. Coverage provides peace of mind by covering the cost of battery replacement, labor, and additional parts for installation.
TERMS & ELIGIBILITY
- Lifetime
- Available for New & Pre-owned vehicles
BENEFITS
- $25 Deductible
- Jump-start roadside assistance
With Road Hazard coverage, we will pay to repair or replace your tires and/or wheels if they become damaged due to contact with road debris or potholes. This is a no-hassle, affordable coverage that quickly gets you back on the road and moving in the right direction.
TERMS & ELIGIBILITY
- Terms from 12 to 84 months
- Available on new and pre-owned vehicles
BENEFITS
- Coverage includes associated costs for mounting, balancing, valve stems, disposal fees and taxes (where applicable)
- No deductible
- No mileage limitations
- Transferable to next owner – adds value to resale
In recent years, American consumers have spent millions of dollars to pay for flat tires and rim/wheel damage repairs caused by hazards that they encounter. Tire and Rim Protection is the most comprehensive repair/replacement coverage of its kind in the industry.
What’s Covered?
TIRE COVERAGE
- Curb Damage
- Metal Scrape
- Broken Glass
- Nails and Screws
RIM/WHEEL PROTECTION
- Curb Damage
- Bent Rims
- Scratches
- Cosmetics
- Scrapes and Gouges
- Paint Matches for all OEM Wheels
- Simulated Lathe Lines for Machined Wheels
Windshield Appearance Protection Treatment contains a unique bonding agent that chemically bonds to the glass surface. The bonding process utilizes the latest in nanochemistry to strengthen and enhance the qualities of the glass by grabbing and chemically fusing into the glass molecules, creating a strong covalent bond that acts as a protective shield.
TERMS & ELIGIBILITY
- Terms from 12-84 months
- Available on new and pre-owned vehicles
- Repair or replace a damaged windshield
BENEFITS
- Protects windshield from chips and cracks
- Protects against acid rain and water spots
- Lowers the friction coefficient of the glass thereby deflecting more road debris
- Improves clarity of automobile glass
- Reduces night glare
- Promotes easy removal of bugs
- Strengthens glass at the molecular level
- Repels water, ice, and snow
Smart Autocare™ Roadside Assistance is a valuable service that helps drivers when their vehicles experience problems while on the road. Whether it’s a flat tire, a dead battery, or simply running out of gas, roadside assistance can provide the necessary assistance to get you back on the road. If you frequently drive long distances or in remote areas,roadside assistance can provide peace of mind and ensure that you have access to help when you need it most.
BENEFITS
- 24/7/365
- Towing assistance
- Flat tire assistance
- Fuel, oil, fluid, and water delivery services
- Lock-out assistance
- Battery assistance
Leasing a vehicle can be a great option for those who want the freedom to drive a new car without committing to a long-term purchase. However, at the end of the lease term, drivers may be responsible for any wear and tear on the vehicle. This can include damage to the exterior and interior, as well as excess mileage. These charges can be expensive and unexpected, which is why Smart Autocare™ offers SmartProtect. This coverage helps protect you from the high cost of excess wear and tear charges at the end of your lease. With this protection, you can enjoy the freedom of leasing a vehicle without worrying about unexpected expenses at the end of your term.
TERMS & ELIGIBILITY
- Multiple terms available
- Available for New & Pre-owned vehicles
BENEFITS
- $0 deductible
- Commercial vehicle option
- Excess mileage benefit
Emergencies and unforeseen circumstances can create unexpected financial challenges, such as job loss. Our Worry Free Loan Assistance Program is here to help alleviate some of that stress. If you experience involuntary job loss due to factors like extreme weather, natural disasters, or health epidemics, our program can provide vehicle loan assistance to help keep you financially stable. Don’t let unexpected events derail your progress - let Worry Free be there to support you.
TERMS & ELIGIBILITY
- Multiple terms
- Current +21 model years
- Available for New & Pre-owned vehicles
*This is just a sample of the coverage offered. See your contract for specific coverages, terms, and exclusions.
BUNDLES
TOTALCARE
Coverages include paintless dent repair, windshield, key, tire and wheel coverage, and paint & interior. With multiple coverage levels available, Smart AutoCareTM offers the customer a unique pairing of products.
SELECTCARE
Lease-specific contract with all the same great benefits as TotalCare plus lease end protection. With this unique pairing of products Smart AutoCareTM covers the customer whether they own, finance, or lease their vehicle.
PRIMECARE
Coverages include windshield protection, paintless dent repair, and tire and wheel coverage. With multiple terms and coverage levels available, Smart AutoCareTM provides customers with a distinctive combination of products, catering to both new and pre-owned vehicles.
Customer Loyalty
TOTAL LOSS PROTECTION
If you want to offer your customers peace of mind and financial protection in case their vehicle is declared a total loss, you can provide them with a credit towards the purchase or lease of a replacement vehicle at your dealership. TLP provides drivers with a downpayment credit up to $5,000 towards the purchase or lease of a new vehicle at the original selling dealership, further fostering the long-term relationship of our proud partners and their satisfied customers.
LIMITED WARRANTY
The Smart AutocareTM Limited Warranty offers protection for the vehicle’s engine, transmission, and drive axle. This program gives drivers the confidence that essential powertrain components will be covered in the event of a repair or replacement, without breaking the bank.
PREPAID MAINTENANCE
Smart AutocareTM Pre-Paid Maintenance is a customer retention program that is designed to bring drivers back to your store for excellent service and increased sales opportunities. This program is customizable to meet the specific needs of your market and provide valuable maintenance coverage for your customers. It is an ideal way to improve customer loyalty and drive business to your store.
ENGINE 4LIFE
Elevate your customer’s vehicle’s protection with the Smart AutocareTM Engine 4Life Limited Warranty. This
specialized program is designed to give your customer the confidence that vital engine components are
covered, ensuring you can drive with peace of mind.
Get In Touch
1 (800) 242-7316
Claims Support Hours
6am – 12am CST
7 Days a Week
Customer Service Hours
8am – 8pm CST
Mon – Fri
8am - 2pm CST
Saturday
Closed
Sunday